MD Wealth Management was established by Michael Duale after he became frustrated dealing with Financial Advisers who hid behind jargon, complexity and lacked any warmth or personal touch. Finances are after all a deeply personal matter. Understanding that people often need advice at key moments in life, some hugely exciting, some more emotionally challenging, Michael recognised the need for a much more human approach to financial planning.

Our mission is to change the perception of wealth management - moving away from this image of stuffy, unfriendly advisers putting profits ahead of a clients’ best interests, towards the approach we feel our clients deserve - professional yes, expert in our field, yes but not to the detriment of creating genuinely friendly, caring, enduring relationships with every client.

Our purpose is to make business with us a pleasure as well as profitable. Were passionate about demystifying financial services, giving our clients a feeling of well-being through clear and candid communication. We make full use of the variety of products and services that will help to protect clients, their families and where appropriate their businesses too. Our service starts with people and ends with financial solutions tailor-made to suit their needs. When you meet with us, you’ll feel that difference straight away!

Our Values

Our purpose is to make business with us a pleasure, as well as profitable. We consistently deliver this by staying true to these values;

Visionary - Thinking about and planning for the future with imagination and wisdom

Competence - Experts in our field through continuous learning

Responsive - Providing a warm, personal service which meets the needs of the client

Honourable - Behaving in a trustworthy, reliable and ethical way.

Who needs a wealth manager?

In my experience, many people put off organising their finances because they are unsure of what to do and who to trust for advice. Most people simply don't believe they are wealthy enough to need good advice. They, therefore, leave themselves unnecessarily exposed to financial risk or fail to make their money work fully for them.

Actually, most people really could benefit from some sound financial planning advice. For example, do you own a property or run your own business? Have you discussed with a spouse how much of your child's university education you plan to fund? Does a serious illness run in your family? Have your parents saved enough for retirement or do they have concerns about inheritance matters? All of these things will determine how much you need to save—when and how.

Reaching the future level of wealth you desire, in the time-frame you wish, may well depend on getting great advice early on.

What services do you offer?

We are able to help clients with their inheritance tax planning, mortgages, pension planning, insurances, savings, retirement and investment planning. We can provide business clients with guidance on corporate financial planning, benefits, protection for key people, tax and pension planning.

Our purpose is to make business with us pleasurable as well as profitable We’d love to be given the opportunity to earn the right to become your trusted Adviser... Why not book a no-obligation, free appointment today and experience this for yourself?

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.